The FNC blog will cover a variety of personal finance topics relevant to retirees, small business owners, affluent families and young professionals. We discuss the topics that are most relevant to our clients and look to answer some of your most common questions.
If you have a topic you would like us to tackle, please email Alex@fncadvisor.com with your suggestion.
To search for the topic you are looking for, use the Control + F (Windows) or Command + F (Mac) keystrokes to quickly peruse our posts.
Wednesday, January 11, 2023
The fourth quarter of 2022 saw a rebound in most asset classes, with the S&P 500 rising almost 8%, the Dow gaining 16%, and international stocks surging 17%.
Read More
Tuesday, October 11, 2022
The third quarter of 2022 saw most asset classes continue their year-to-date decline as bonds, U.S. and foreign stocks, and commodities all delivered negative returns. The only positive asset class was cash (money markets).
Read More
Tuesday, July 12, 2022
When revisiting our newsletter from this time last year, one might be surprised by how fast the economy has changed. Back then, we were debating whether inflation would be transitory or sustained.
Read More
Friday, April 15, 2022
The market hates uncertainty and we got a healthy dose of it in the first quarter of 2022. The year began with tepid optimism that the Omicron variant would fade, and a reopening worldwide economy would modestly push equities forward...
Read More
Tuesday, January 18, 2022
The SECURE Act changed the deadline for establishing a profit sharing plan or cash balance plan in order for employer contributions to be made for the 2021 tax year. Previously, this would have been 12/31/21, but now is your tax filing...
Read More
Saturday, January 15, 2022
2021 was a year for the record books, as ever more fiscal stimulus from Congress and easy monetary policy from the Federal Reserve drove real estate, stocks and commodity prices significantly higher. COVID monetary and fiscal stimulus...
Read More
Monday, October 18, 2021
This quarter brought the first set of unexpected tests to the U.S. stock market since the onset of COVID-19: persistent inflation that included rising oil prices, job openings that could not be filled, supply shortages caused by...
Read More
Friday, July 16, 2021
The first half of 2021 brought better than expected stock market returns and an overall economic recovery amidst a successful vaccination rollout in the United States. However, lingering disruptions to the supply chain and job markets...
Read More
Tuesday, January 19, 2021
In contrast to the first six months of 2020, financial markets saw strong growth in the second half of the year, bringing calendar year stock and bond returns into positive territory as 2020 came to an end. Investors looked past the...
Read More
Wednesday, November 18, 2020
With Giving Tuesday on the horizon and as you make your final gifts for 2020, I want to suggest a great way to donate appreciated stock in lieu of cash donations.
Read More
Thursday, October 15, 2020
The summer brought an economic rebound and a continuation of the stock market rally that began in the spring, as all three of the major Wall Street stock indexes advanced. Hopes for further fiscal stimulus, the promise of 11 vaccines...
Read More
Tuesday, July 28, 2020
Stocks slipped in the final days of trading last week on higher jobless claims and rising tensions in the U.S.-China relationship.The Dow Jones Industrial Average lost 0.76%, while the Standard & Poor’s 500 dipped 0.28%. The...
Read More
Monday, July 20, 2020
For our summer newsletter, we want to be brief with our economic overview. After all, with how fast the news develops around COVID-19 and how vast the spread of projections can be, this may very well be out of date by the time read it!
Read More
Wednesday, April 15, 2020
We started our last quarterly letter discussing how the Fear & Greed Index had risen to 94, indicating elevated risks. We had no idea how fast things could change in one quarter, as history was made with COVID-19 declared as a pandemic...
Read More
Thursday, February 20, 2020
On Friday, February 21st at 12pm, Alex Oliver, CFP® will be hosting a webinar to discuss Health Savings Accounts and how to use them in your retirement plan. Join him then or register to receive the YouTube link shortly thereafter!
Read More
Wednesday, January 15, 2020
We discuss whether the market can maintain momentum into 2020, the SECURE Act, ETF investment models, and new tax software that we are implementing!
Read More
Wednesday, October 16, 2019
“How many times does the end of the world as we know it need to arrive before we realize that it’s not the end of the world as we know it?” – Michael Lewis
Read More
Monday, July 15, 2019
For our “dog days of summer” newsletter, we wanted to keep our content a bit lighter for your beach reading pleasure.
Read More
Friday, October 19, 2018
Markets touched all time highs before experiencing a wave of volatility, due in part to the ongoing trade wars and rising interest rates. Learn more about our outlook in our latest post.
Read More
Monday, August 13, 2018
This Thursday, August 16th at noon, Alex Oliver will be hosting an informative webinar about the state of the economy and how it relates to your investments. Click to register and attend or receive the recording shortly after!
Read More
Thursday, April 26, 2018
When you become cash flow positive, you have to decide how to make that money work for you. Should you invest in stocks, real estate, or yourself?
Read More
Saturday, February 24, 2018
On Tuesday, February 27th at noon, Alex Oliver will be hosting a webinar to discuss student loans. If you or another medical professional you know has six figure levels of debt, click the link to learn more and register!
Read More
Tuesday, February 20, 2018
After years of financial education, I have become a fairly simple guy when it comes to making investments. I simply want to maximize my return while mitigating my risk. I do not try to pick individual companies due to their product,...
Read More
Tuesday, January 2, 2018
Here are a few articles we were reading this month that we wanted to pass along to you. Articles include a thorough breakdown of the new tax bill, a supplemental piece on the new pass-thru income deduction, and IRS stats on the top 1%.
Read More
Monday, December 11, 2017
Though you may only think about taxes every April, we have outlined 10 strategies to consider for lowering your bill- 8 of which have a December 31st deadline! As Congress considers tax reform, we discuss ways to benefit before it happens.
Read More
Monday, December 4, 2017
What we were reading this month: the new tax reform, bitcoin and blockchains, flexible spending in retirement, the overhaul of the military pension system, where the wealthy get news, the effect of early retirement on kids, and more!
Read More
Monday, November 20, 2017
The tax code is littered with little-known rules that apply to only certain people at certain times. If you have been acquiring company stock as part of your retirement plan, you may want to use this strategy to save on taxes.
Read More
Wednesday, October 4, 2017
Here are a few articles we were reading this month. Topics include Trump's tax reform winners and losers, the mindset differences between amateurs and professionals, the high price of youth sports, a new type of retiree, and more.
Read More
Tuesday, September 26, 2017
Equifax has dropped the ball and left 143 million Americans fearful of a stolen identity. Click to read our recommendations for handling the breach.
Read More
Tuesday, September 5, 2017
Here are a few articles we were reading this month that we wanted to pass along to you. Topics include Medicare costs, college tuition inflation, habits of the wealthy, and tips for planning a vacation. Enjoy!
Read More
Wednesday, August 23, 2017
After spending years reinvesting profits into the growth of a business, entrepreneurs want to minimize taxes while maximizing retirement savings beyond a 401(k). Recently, cash balance plans have been the answer. Should you consider one?
Read More
Monday, August 21, 2017
2008 provided us a fantastic case study for how not to plan for a recession, with hundreds of thousands of people losing their jobs while simultaneously racking up unsustainable debt levels. Use this checklist to ensure you are ready!
Read More
Wednesday, August 9, 2017
Now that the year is wrapping up, it’s a good time to start evaluating where you stand against your saving goals. The two biggest expenses that you likely will have are your retirement and college expenses. Thus, I want to...
Read More
Wednesday, August 2, 2017
Have you accomplished all of your New Year's Resolutions? With 5 months remaining in 2017, there is still time! At the beginning of each year, I sit down to hit the reset button and create a variety of goals that to pertain to the...
Read More
Tuesday, August 1, 2017
Here are a few articles we were reading this month that we wanted to pass along to you. Enjoy!
Read More
Wednesday, July 26, 2017
Many Celtics fans (us included) were furious with Danny Ainge when he traded the #1 pick in the NBA Draft and then missed out on trades for prized players such as Jimmy Butler and Paul George; however, now that the dust has settled...
Read More
Monday, July 24, 2017
After a divisive 2016 election, find out how you can use your investment dollars to support the causes you care about most.
Read More
Wednesday, July 19, 2017
Every now and then, I try to pick up a book like this in the self help/motivational genre. Once you have read a few of these, they can get a bit repetitive. When the author is taking broad strokes across several types of industries,...
Read More
Wednesday, July 12, 2017
College will cost your child hundreds of thousands of dollars- are you prepared? Check out our webinar discussing what to consider- from scholarships, to financial aid, to funding options and Kiplinger's "Best College Values" list.
Read More
Wednesday, July 5, 2017
Is taking a year off from work possible? In a word, yes. Is it a good idea? That depends. Read this entry to prepare for your potential sabbatical.
Read More
Friday, June 30, 2017
Have you considered what your long term care plan will be? Have you asked your parents what their plan is? We dive into the basics with this post.
Read More