The FNA blog will cover a variety of personal finance topics relevant to retirees, small business owners, affluent families and young professionals. We discuss the topics that are most relevant to our clients and look to answer some of your most common questions.

If you have a topic you would like us to tackle, please email with your suggestion. 

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Tuesday, January 16, 2024

Despite recession expectations stoked by tight monetary policy, banking sector failures resulting from those same high interest rates, and elevated geo-political tensions, most asset classes defied expectations and experienced positive...


Tuesday, October 17, 2023

If not now, when? That is what Bloomberg economists are asking themselves after forecasting a 100% chance of a recession within one year of October 2022. With GDP figures consistently above 2% and with 79% of the S&P 500 beating their...


Tuesday, July 18, 2023

“Sell in May and go away” was once a nice sounding slogan that traders would use for the summer months. Since 1990, the S&P 500 had gained an average of just 2% during the May through October period compared to the 7% gain...


Wednesday, April 19, 2023

March Madness arrived in a form beyond the annual college basketball tournaments. On March 10th, Silicon Valley Bank was taken over by the FDIC and became the second largest bank failure in U.S. history...


Wednesday, January 11, 2023

The fourth quarter of 2022 saw a rebound in most asset classes, with the S&P 500 rising almost 8%, the Dow gaining 16%, and international stocks surging 17%.


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Tuesday, October 11, 2022

The third quarter of 2022 saw most asset classes continue their year-to-date decline as bonds, U.S. and foreign stocks, and commodities all delivered negative returns. The only positive asset class was cash (money markets).


Tuesday, July 12, 2022

When revisiting our newsletter from this time last year, one might be surprised by how fast the economy has changed. Back then, we were debating whether inflation would be transitory or sustained.


Friday, April 15, 2022

The market hates uncertainty and we got a healthy dose of it in the first quarter of 2022. The year began with tepid optimism that the Omicron variant would fade, and a reopening worldwide economy would modestly push equities forward...


Tuesday, January 18, 2022

The SECURE Act changed the deadline for establishing a profit sharing plan or cash balance plan in order for employer contributions to be made for the 2021 tax year. Previously, this would have been 12/31/21, but now is your tax filing...


Saturday, January 15, 2022

2021 was a year for the record books, as ever more fiscal stimulus from Congress and easy monetary policy from the Federal Reserve drove real estate, stocks and commodity prices significantly higher.  COVID monetary and fiscal stimulus...


Monday, October 18, 2021

This quarter brought the first set of unexpected tests to the U.S. stock market since the onset of COVID-19: persistent inflation that included rising oil prices, job openings that could not be filled, supply shortages caused by...


Friday, July 16, 2021

The first half of 2021 brought better than expected stock market returns and an overall economic recovery amidst a successful vaccination rollout in the United States. However, lingering disruptions to the supply chain and job markets...


Tuesday, January 19, 2021

In contrast to the first six months of 2020, financial markets saw strong growth in the second half of the year, bringing calendar year stock and bond returns into positive territory as 2020 came to an end. Investors looked past the...


Wednesday, November 18, 2020

With Giving Tuesday on the horizon and as you make your final gifts for 2020, I want to suggest a great way to donate appreciated stock in lieu of cash donations.


Thursday, October 15, 2020

The summer brought an economic rebound and a continuation of the stock market rally that began in the spring, as all three of the major Wall Street stock indexes advanced. Hopes for further fiscal stimulus, the promise of 11 vaccines...


Tuesday, July 28, 2020

Stocks slipped in the final days of trading last week on higher jobless claims and rising tensions in the U.S.-China relationship.The Dow Jones Industrial Average lost 0.76%, while the Standard & Poor’s 500 dipped 0.28%. The...


Monday, July 20, 2020

For our summer newsletter, we want to be brief with our economic overview. After all, with how fast the news develops around COVID-19 and how vast the spread of projections can be, this may very well be out of date by the time read it!


Wednesday, April 15, 2020

We started our last quarterly letter discussing how the Fear & Greed Index had risen to 94, indicating elevated risks. We had no idea how fast things could change in one quarter, as history was made with COVID-19 declared as a pandemic...


Thursday, February 20, 2020

On Friday, February 21st at 12pm, Alex Oliver, CFP® will be hosting a webinar to discuss Health Savings Accounts and how to use them in your retirement plan. Join him then or register to receive the YouTube link shortly thereafter!


Wednesday, January 15, 2020

We discuss whether the market can maintain momentum into 2020, the SECURE Act, ETF investment models, and new tax software that we are implementing!


Wednesday, October 16, 2019

“How many times does the end of the world as we know it need to arrive before we realize that it’s not the end of the world as we know it?” – Michael Lewis


Monday, July 15, 2019

For our “dog days of summer” newsletter, we wanted to keep our content a bit lighter for your beach reading pleasure.


Friday, October 19, 2018

Markets touched all time highs before experiencing a wave of volatility, due in part to the ongoing trade wars and rising interest rates. Learn more about our outlook in our latest post.


Monday, August 13, 2018

This Thursday, August 16th at noon, Alex Oliver will be hosting an informative webinar about the state of the economy and how it relates to your investments. Click to register and attend or receive the recording shortly after!


Thursday, April 26, 2018

When you become cash flow positive, you have to decide how to make that money work for you. Should you invest in stocks, real estate, or yourself?


Saturday, February 24, 2018

On Tuesday, February 27th at noon, Alex Oliver will be hosting a webinar to discuss student loans. If you or another medical professional you know has six figure levels of debt, click the link to learn more and register!


Tuesday, February 20, 2018

After years of financial education, I have become a fairly simple guy when it comes to making investments. I simply want to maximize my return while mitigating my risk. I do not try to pick individual companies due to their product,...


Tuesday, January 2, 2018

Here are a few articles we were reading this month that we wanted to pass along to you. Articles include a thorough breakdown of the new tax bill, a supplemental piece on the new pass-thru income deduction, and IRS stats on the top 1%.


Monday, December 11, 2017

Though you may only think about taxes every April, we have outlined 10 strategies to consider for lowering your bill- 8 of which have a December 31st deadline! As Congress considers tax reform, we discuss ways to benefit before it happens.


Monday, December 4, 2017

What we were reading this month: the new tax reform, bitcoin and blockchains, flexible spending in retirement, the overhaul of the military pension system, where the wealthy get news, the effect of early retirement on kids, and more!


Monday, November 20, 2017

The tax code is littered with little-known rules that apply to only certain people at certain times. If you have been acquiring company stock as part of your retirement plan, you may want to use this strategy to save on taxes.


Wednesday, October 4, 2017

Here are a few articles we were reading this month. Topics include Trump's tax reform winners and losers, the mindset differences between amateurs and professionals, the high price of youth sports, a new type of retiree, and more.


Tuesday, September 26, 2017

Equifax has dropped the ball and left 143 million Americans fearful of a stolen identity. Click to read our recommendations for handling the breach.


Tuesday, September 5, 2017

Here are a few articles we were reading this month that we wanted to pass along to you. Topics include Medicare costs, college tuition inflation, habits of the wealthy, and tips for planning a vacation. Enjoy!


Wednesday, August 23, 2017

After spending years reinvesting profits into the growth of a business, entrepreneurs want to minimize taxes while maximizing retirement savings beyond a 401(k). Recently, cash balance plans have been the answer. Should you consider one?


Monday, August 21, 2017

2008 provided us a fantastic case study for how not to plan for a recession, with hundreds of thousands of people losing their jobs while simultaneously racking up unsustainable debt levels. Use this checklist to ensure you are ready!


Wednesday, August 9, 2017

Now that the year is wrapping up, it’s a good time to start evaluating where you stand against your saving goals. The two biggest expenses that you likely will have are your retirement and college expenses. Thus, I want to...


Wednesday, August 2, 2017

Have you accomplished all of your New Year's Resolutions? With 5 months remaining in 2017, there is still time! At the beginning of each year, I sit down to hit the reset button and create a variety of goals that to pertain to the...


Tuesday, August 1, 2017

Here are a few articles we were reading this month that we wanted to pass along to you. Enjoy!


Wednesday, July 26, 2017

Many Celtics fans (us included) were furious with Danny Ainge when he traded the #1 pick in the NBA Draft and then missed out on trades for prized players such as Jimmy Butler and Paul George; however, now that the dust has settled...


Monday, July 24, 2017

After a divisive 2016 election, find out how you can use your investment dollars to support the causes you care about most.


Wednesday, July 19, 2017

Every now and then, I try to pick up a book like this in the self help/motivational genre. Once you have read a few of these, they can get a bit repetitive. When the author is taking broad strokes across several types of industries,...


Wednesday, July 12, 2017

College will cost your child hundreds of thousands of dollars- are you prepared? Check out our webinar discussing what to consider- from scholarships, to financial aid, to funding options and Kiplinger's "Best College Values" list.


Wednesday, July 5, 2017

Is taking a year off from work possible? In a word, yes. Is it a good idea? That depends. Read this entry to prepare for your potential sabbatical.


Friday, June 30, 2017

Have you considered what your long term care plan will be? Have you asked your parents what their plan is? We dive into the basics with this post.